Colin Marks

Colin Marks

Colin has 37 years experience in the banking industry having undertaken a variety of managerial roles including internal audit , relationship management and the credit and recoveries functions, predominately within the SME marketplace.

Colin has extensive experience in managing the banking relationship , having dealt with a diverse portfolio of customers whilst a relationship manager in Central London . He subsequently moved to a central risk function with a significant personal lending discretion and national responsibility for the SME Retail and Wholesale sector.

Having established a reputation as a pragmatic and commercial decision maker with an ability to establish strong business relationships , Colin then took on a recoveries role where he managed a portfolio of mainly asset backed distressed debt. This involved dealing with all aspects of customer failure and insolvency , asset disposal and working closely with both customers and professionals, whether appointed by the customer or the Bank . During his time in the recoveries function , Colin achieved significant successes on negotiated settlements , without having to resort to legal remedies.

Colin also specialised in dealing with a high volume of recovery cases where interest rates derivatives were in place. He was on a number of committees regarding the review of potential mis-selling and the subsequent impact upon the recovery process.

Areas of Expertise

  • Loans, bonds, guarantees and other advances to companies, partnerships, individuals and other entities.
  • Sector specific finance for property development and investment, highly leveraged transactions & acquisitions, government supported schemes, trade finance, marketable securities, factoring, asset finance, invoice discounting and supplier finance.
  • The formulation, implementation and adherence of/to banking policies, procedures and operating processes.
  • Credit operations, security taking, post sanction fulfilment and monitoring & control of complex lending.
  • General banker/customer relationship and contract issues.
  • Dispute resolution arising from customer complaints.
  • FSA/FCA regulatory issues including treating customers fairly, anti-money laundering and sanctions).
  • Turnaround, recovery and collections in the event of customer default and/or failure.
  • Internal audits, assurance and conformance design and testing.
  • Operational risk enterprise wide and specific risk control assessments.

Qualifications
Qualified as an Associate of the Chartered Institute of Bankers in 1986

Email: [email protected]
Phone: +44 7775 427946

Areas of Expertise